Monthly Savings Club wants to ensure that you get the best possible customer experience, and get the most value possible from the Monthly Savings Club program.

The following are the terms and conditions for Monthly Savings Club (the "Site/Program"). By using the Site, and/or becoming a customer of the Program (or a timed preview of the Program as defined herein), you agree to be bound by all of the terms in these Terms of Use (the "Agreement"). The Program reserves the right to update or modify this Agreement at any time. Your continued use of the Site following the posting of any changes to this Agreement constitutes acceptance of those changes. Please read this carefully and if you have any questions, or if this Agreement does not conform to your understanding of the Program, please contact Customer Support and we will be happy to assist you. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@monthlysavingsclub.com.

Program & Program Access. Monthly Savings Club is a customer rewards program, featuring ongoing, monthly-billed benefits and services to which/for which customers subscribe, as described herein. The Program hereby grants you a non-exclusive, non-transferable, limited right to access, use and display the Site/Program for your personal, non-commercial use, provided that you comply fully with the provisions of these Terms & Conditions.

Customer Benefits. As a customer of Monthly Savings Club, you have access to benefits, savings, discounts, incentives, rewards, and bonuses offered by Monthly Savings Club and by participating vendors as explained in your benefits materials, including the Site/Program, and this Agreement. None of your benefits are health insurance or health care benefits or discounts off of healthcare services. Monthly Savings Club is not an insurer or a Discount Medical Plan Organization. Monthly Savings Club does not collect, store, or relay any health-related information. We reserve the right to modify, enhance, cancel, replace, terminate or otherwise change particular program benefits or benefit providers from time to time in our sole discretion.

Service Term, Renewal, Billing. Unless you cancel, your benefits will continue automatically on a monthly basis, with the applicable periodic customer fees disclosed to you upon your enrollment, and always available to you in your online customer account, or by contacting Customer Support, as detailed herein, automatically billed to the account identified and authorized by you at the time of your Monthly Savings Club registration. As a customer of Monthly Savings Club, you authorize Monthly Savings Club to conduct this monthly billing and you further authorize Monthly Savings Club to bill an amount less than your monthly customer fee if Monthly Savings Club is unable to bill the full monthly customer fee amount. Some customers are enrolled into a timed preview of Monthly Savings Club ("Program Preview") for a fee or for free. Upon the expiration of the Program Preview, Program Preview customers who have not called to cancel will automatically become Monthly Savings Club customers, with rights, privileges, benefits, and payment obligations, as detailed above, pertaining thereto.

Cancellation & Refund Policy. At Monthly Savings Club, customer satisfaction is our top priority. That's why we make sure that the program's cancellation and refund policy is clear, compliant, and most importantly fair. Cancellations: As a customer of Monthly Savings Club, you can cancel your benefits at any time by calling Customer Support. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@monthlysavingsclub.com.

Please note: You may not cancel your benefits by simply sending an email, or submitting an online customer support inquiry. This program may also include an online cancel function, whereby you can log into your customer account at the Monthly Savings Club website, navigate to the “My Account” function, and follow the online cancellation process. Refunds: (1) No refund is available for the Preview Period, if applicable. (2) With respect to the monthly customer fee following the Preview Period, if applicable, refunds are available only following (i) a customer to call to cancel, and (ii) a customer request for a refund, and (iii) a demonstrable system error or lack of accessible benefits on the part of Monthly Savings Club. Because Monthly Savings Club is an ongoing benefits program during which the customer has unlimited access and eligibility to all of the program benefits at all times, which represent real value to the customer and real expense to Monthly Savings Club, standard refunds are capped at the equivalent of one (1) month's monthly customer fee (as a courtesy refund for the active/paid month the customer is in at the time of cancel). Monthly Savings Club also offers a refund request appeals process, whereby a recording of the customer's enrollment call is reviewed, and whereby a customer may escalate a refund request to a Customer Support Manager for additional review, the result of which shall be determined on a case by case basis and may result in a maximum of a full refund of all monies charged the customer by Monthly Savings Club.

Use of Benefits. Your benefits are non-transferable. You agree that only you, your spouse and children living in your household will have access to the program benefits. Benefits are not for re-sale. You are entirely responsible for maintaining the confidentiality of your Program password and user account information. You will promptly notify us if you become aware of any unauthorized use of your account. No statement made on or by Monthly Savings Club has been evaluated by the FDA. Information in this Site/Program is provided for informational purposes only. It is not meant to substitute for any medical advice provided by your physician or other medical professional. You should not use the information contained herein for diagnosing or treating a health problem or disease, or prescribing any medication. You should read carefully all product packaging and labels. If you have or suspect that you have a medical problem, promptly contact your physician or health care provider.

No Warranty/Limitation of Liability. You agree that the Site/Program, its subsidiaries and affiliates, and each of its officers, directors and employees, along with the provider/host/administrator of the Site/Program ("The Program Parties") are not responsible or liable for any benefits, goods or services provided by participating vendors. If you have any claims relating to such benefits, goods or services provided by a participating vendor, you agree to make your claim against the vendor providing the benefit, good or service. You will not consider us (and we will not be construed as) a party to such transactions, whether or not we may have received some form of revenue or other remuneration in connection with such transactions, and we will not be liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to the transactions. We assume no responsibility for the payment of, or contribution to, any use or sales tax on the benefits, which may be imposed by taxing authorities, and such taxes, to the extent imposed, shall remain your sole responsibility or that of the provider of the benefits, as the case may be. This Site/Program is provided on an "as is" and "as available" basis with no warranties whatsoever. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO USE OF THIS SITE/PROGRAM OR ANY OF THE BENEFITS, PRODUCTS OR SERVICES OR RELATED INFORMATION PROVIDED TO YOU FROM THE PROGRAM OR FROM OUR PARTICIPATING VENDORS. THE PROGRAM DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE BENEFITS, PRODUCTS, SERVICES AND MATERIALS FROM THIS SITE/PROGRAM OR THE PARTICIPATING VENDORS IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. FURTHER, PLEASE NOTE THAT NO ADVICE OR INFORMATION, OBTAINED BY YOU FROM THIS SITE/PROGRAM OR OUR PARTICIPATING VENDORS SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THIS AGREEMENT. UNDER NO CIRCUMSTANCES SHALL OUR LIABILITY EXCEED YOUR CURRENT MONTHLY FEE, AND UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE BE LIABLE TO YOU OR A THIRD PARTY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, THIRD PARTY OR CONSEQUENTIAL, EVEN IF THE PROGRAM WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE FOREGOING LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THE PROGRAM DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SITE/PROGRAM. THE PROGRAM DOES NOT WARRANT THAT THE SITE/PROGRAM WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE/PROGRAM WILL BE UNINTERRUPTED AND ERROR FREE. YOU UNDERSTAND AND AGREE THAT YOU USE THE SITE/PROGRAM, AND ANY PRODUCTS YOU MAY GET FROM THE SITE/PROGRAM, AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OF THE SITE/PROGRAM. YOU UNDERSTAND THAT THE PROGRAM AND THE SITE/PROGRAM ARE NOT THE PRODUCERS, FORMULATORS, BOTTLERS, LABELERS, OR FULFILLERS OF ANY PRODUCT YOU MAY ORDER THROUGH THE SITE/PROGRAM AND, AS SUCH, HAVE NO LIABILITY TO YOU WITH REGARD TO SAID PRODUCTS, OTHER THAN TO ENSURE THAT THEY ARE DELIVERED TO YOU PURSUANT TO YOUR ORDER AND VALID PAYMENT. This paragraph, entitled "No Warranty / Limitation of Liability" is void in the state of New Jersey and where prohibited by law.

Emails. By becoming a customer, you have agreed to receive written and digital communication from Monthly Savings Club as part of your benefits. You may opt out of receipt of written and/or digital communications by either (1) logging in to your customer account, and changing your communication settings in the “My Account” area, or (2) contacting Monthly Savings Club Customer Support to help you do so.

Indemnification. You agree to indemnify, hold harmless and, at our option, defend the Site/Program from any and all third party claims, liability, damages and/or costs (including, but not limited to, reasonable attorneys fees and expenses) arising from your improper use of this Site/Program, your use of any products associated with the Site/Program, your violation of this Agreement, or your infringement, or the infringement or use of any Intellectual Property Rights (as defined herein). This paragraph, entitled "Indemnification" is void in the state of New Jersey and where prohibited by law.

Links. The Site/Program may contain links to other web sites. The Site/Program does not control such other websites and is not responsible or liable for the availability thereof or the products, services or other materials contained on such websites. The Site/Program shall not be responsible or liable, directly or indirectly, for any damage or loss incurred or suffered by any user in connection therewith. The preceding sentence is void in the state of New Jersey and where prohibited by law. Your access and use of linked websites, including the products, services and materials therein, is solely at your own risk.

Intellectual Property. You hereby agree and acknowledge that the Site/Program owns all right, title and interest in and to this Site/Program, including, without limitation, all Intellectual Property Rights. "Intellectual Property Rights" means any and all rights under patent law, copyright law, trade secret law, trademark law, and any and all other proprietary rights. You acknowledge that all marks that appear throughout the Site/Program belong to the Site/Program, or the respective owners of such marks, and are protected by applicable trademark and copyright laws. Any use of any of the marks appearing throughout the Site/Program without the express written consent of the Site/Program or the owner of the mark, as appropriate, is prohibited.

Privacy Policy. Monthly Savings Club recognizes the importance of protecting the privacy of all information provided to us through the use of our services and related websites. We created the following policy guidelines with a fundamental respect for your right to privacy to guide our relationship with our users and consumers who use the Site/Program. Information collected through the Site/Program will be used in accordance with our Privacy Policy, which is as follows: Monthly Savings Club collects information when you redeem your rewards or access your Monthly Savings Club account. When you visit the Site/Program, you may provide to Monthly Savings Club what is generally called "personally identifiable" information (such as your name, email address, postal mailing address, and home/mobile telephone number, etc.). When you visit the Site/Program, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer. Monthly Savings Club uses both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site/Program. These persistent cookies can be removed, but each web browser is a little different. So, please review your browser "Help" file to learn the correct way to modify your cookies setup. We do not link the information we store in cookies to any personally identifiable information you submit while on our Site/Program. When you use the Site/Program or open one of our HTML emails, we automatically record certain data using technology, including "clear gifs" or "web beacons," cookies (discussed above), IP addresses, unique "device IDs" (similar to IP addresses), and log files. This automatically collected data includes coupon printing and redemption activity, web browser type, the website that referred you to us, the web pages you viewed on the Site/Program, and the dates and times that you visited the Site/Program.

Monthly Savings Club uses the information that we collect to operate, maintain, and provide to you all of the benefits found on the Site/Program. Monthly Savings Club will not use your email address or other personally identifiable information that you provide directly to us to send promotional or marketing messages without your consent except as part of a specific program or feature for which you will have the ability to opt-out. We do not share "personally identifiable" information with other third-party organizations for their marketing or promotional uses.

Third-party ad servers or ad networks may serve advertisements within the Site/Program. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on the Site/Program. These ad servers automatically receive your IP address when this happens, and they may also use other technologies (such as cookies, javascript, or web beacons) to measure the effectiveness of their advertisements and to personalize their advertising content. Monthly Savings Club's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

Monthly Savings Club uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO Monthly Savings Club, AND YOU DO SO AT YOUR OWN RISK. Once we receive your transmission of information, Monthly Savings Club makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

Protecting the privacy of young children is especially important. For that reason, Monthly Savings Club does not knowingly collect or maintain information from persons under eighteen (18) years of age, and no part of the Site/Program is structured to attract anyone under eighteen (18). If you are under eighteen (18) years of age, then please do not use or access the Site/Program at any time or in any manner. If Monthly Savings Club learns that personally identifiable information of persons under eighteen (18) years of age has been collected on the Site/Program without verified parental consent, then Monthly Savings Club will take the appropriate steps to delete this information.

YOUR CONTINUED USE OF THE SITE/PROGRAM CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY.

Severability/Waiver. In the event any provision of this Agreement is determined to be invalid or unenforceable by a court of competent jurisdiction or appointed arbitrator, such determination shall in no way affect the validity or enforceability of any other provision herein. The failure by us to exercise rights granted to us hereunder upon the occurrence of any violations set forth in this agreement shall not constitute a waiver of such rights upon the recurrence of such violation. This paragraph, entitled “Severability/Waiver” is void in the state of New Jersey and where prohibited by law.

Mandatory Arbitration of Disputes. All disputes between you and Monthly Savings Club will be resolved by BINDING ARBITRATION. YOU HEREBY AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract, except for matters that may be taken to small claims court. Your rights will be determined by a neutral arbitrator, NOT a judge or jury. You agree that any dispute arising out of or relating to this Agreement, including with respect to the interpretation of any provision of this Agreement or concerning the performance or obligations of Monthly Savings Club or you, shall be resolved by mandatory and binding arbitration submitted to JAMS, Inc. (JAMS) in accordance with its Commercial Arbitration Rules at the request of either Monthly Savings Club or you pursuant to the following conditions:

(a) Place of Arbitration Hearings. Unless you elect to conduct the arbitration by telephone or written submission, an in-person arbitration hearing will conducted at a JAMS facility in your area.

(b) Selection of Arbitrator shall be made pursuant to JAMS Streamlined Arbitration Rules & Procedures or JAMS Comprehensive Arbitration Rules & Procedures, depending on the amount of the claim as specified herein.

(c) Conduct of Arbitration. The arbitration shall be conducted by a single neutral arbitrator under JAMS Streamlined Arbitration Rules & Procedures. For claims exceeding one thousand dollars ($1,000.00), the arbitration shall be conducted under JAMS Comprehensive Arbitration Rules & Procedures Subject to the applicable JAMS procedure, the arbitrator shall allow reasonable discovery in the forms permitted by the Federal Rules of Civil Procedure, to the extent consistent with the purpose of the arbitration. The arbitrator(s) shall have no power or authority to amend or disregard any provision of this section or any other provision of these Terms and Conditions, except as necessary to comply with JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness. The arbitration hearing shall be commenced promptly and conducted expeditiously. If more than one (1) day is necessary, the arbitration hearing shall be conducted on consecutive days unless otherwise agreed in writing by the parties.

(d) Findings and Conclusions. The arbitrator(s) shall, after reaching judgment and award, prepare and distribute to the parties written findings of fact and conclusions of law relevant to such judgment and award and containing an opinion setting forth the reasons for the giving or denial of any award. The award of the arbitrator(s) shall be final and binding on the parties, and judgment thereon may be entered in a court of competent jurisdiction.

(e) Costs and Fees. You will be subject to a two hundred and fifty dollar ($250.00) filing fee to initiate an arbitration. To the extent permitted by JAMS procedures, each party shall bear its own costs and expenses and an equal share of the arbitrators' and administrative fees of arbitration, with Monthly Savings Club remaining responsible for its share of costs, expenses and fees plus any costs, expenses and fees required of it under JAMS procedures.

(f) Litigation. The Federal Arbitration Act and federal arbitration law apply to this Agreement. Either party also may, without waiving any remedy under this Agreement, seek from any court having jurisdiction any interim or provisional relief that is necessary to protect the rights or property of that party, pending the establishment of the arbitral tribunal (or pending the arbitral tribunal's determination of the merits of the controversy). We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

(g) Other. The Federal Arbitration Act and federal arbitration law apply to these Terms and Conditions and you agree that any arbitration or other proceedings by or between you and Monthly Savings Club will be conducted on an individual basis and not in any class action, consolidated or representative basis. You further agree that the arbitrator shall have no authority to award class-wide relief. You acknowledge and agree that this agreement specifically prohibits you from commencing arbitration proceedings as a representative of others. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial.

Assignment. We may assign our rights and obligations under this Agreement. This Agreement will inure to the benefit of our successors, assigns and licensees.

Entire Agreement. This Agreement, together with our prior agreement when you enrolled as a customer in Monthly Savings Club, constitutes the entire agreement between you and us relating to the subject matter herein.

Feedback. If you have comments on the Site/Program or ideas on how to improve it, please email Customer Support at customersupport@monthlysavingsclub.com. Please note that by doing so, you also grant the Site/Program permission to use and incorporate your ideas or comments into the Site/Program without compensation.

Customer Support. If you have any questions or concerns about your benefits and the Site/Program, contact us at customersupport@monthlysavingsclub.com. You can access the telephone number and hours of operation for Customer Support by clicking here. You can contact Customer Support by email by sending an email to customersupport@monthlysavingsclub.com. As a reminder, you may not cancel your account by sending an email, or submitting an online customer support inquiry.

What exactly is this reward?

Your Monthly Savings Club account means you're entitled to premium shopping discounts and savings that could help you save each month. Customers are encouraged to take advantage of exclusive discounts, coupons, tips and tricks, helpful articles, promo codes, restaurant search tools, and more! There are thousands of ways to save with Monthly Savings Club. Plus, your account includes bonus savings on shopping, travel, groceries, home, auto, entertainment, and much more!

How do I access and use my rewards?

• It’s easy! Start by clicking the "Login" button.
• Then, enter your phone number and zip or postal code (these are your username and password).
• Click the "Login" button.
• That’s it! You’re ready to use your rewards!

Where can I use my reward to save?

You can use your Monthly Savings Club account to save on over 500,000 deals. Choose from 330,000 local deals, 85,000 local and national chain restaurants, 25,000 hotels, 20,000 movie theatres, 4,000 products, gift cards, and more. Savings on well-known retail brands include Nike, Lacoste, Kate Spade, and Under Armour. Great local deals at the salon, dry cleaner, car washes, movie theatres, or driving range. Great local shopping deals like BJ's, Michaels, Office Depot, GAP or Payless.

How many restaurants participate in the program?

There are over 85,000 different restaurants that participate in the program. To check out the options in your area, login to your account, click "Save When Dining" and enter your zip code to find restaurants in your area.

Can I use the program to save at local stores?

Yes! There are over 330,000 local stores that participate in the program. Brand name retail stores like Office Depot, Payless, Barnes & Noble, and more. Plus, great local deals at the salon, dry-cleaning, car washes, or the movies.

Can I use the program for online shopping?

Yes! There are thousands of online shopping options included in the program. Save on popular brands like Nike, Sony, Kate Spade, Michael Kors, Lacoste, Sonos, The North Face, or Under Armour.

I'm not able to login/access my account.

Typically, if you're not able to access your account, it's because you're entering your Login information incorrectly. Click here to login, enter your phone number and zip or postal code to access your reward. If you are still having trouble, please contact Customer Support for assistance. 

What's the Daily Deal all about?

Every day at 3pm EST, Monthly Savings Club offers a new online shopping daily deal, just for a little fun! Enjoy special offers for 50%, 60% or 70% off! These limited time offers can go quickly, so make sure you act fast if you’re interested!

What's the Daily Gift Card Giveaway? Did I win?

One of the best and most popular perks in Monthly Savings Club is the Daily Gift Card Giveaway. Every day we give away a free gift card. That's 365 free gift cards every year! The Daily Gift Card Giveaway runs from 9am EST to 9pm EST every day. Active customers are eligible to enter the Daily Gift Card Giveaway every day, and entry is always free. All you need to do is login to your Monthly Savings Club account between 9am EST and 9pm EST and click "Enter" in the Daily Gift Card Giveaway area, and you'll be automatically entered in that day's Daily Gift Card Giveaway. It's that easy! At 9pm EST a winner is automatically selected from among that day's entries, and a "Congratulations" email is automatically emailed to them with details about their gift card. We do not email people who do not win the Daily Gift Card Giveaway. So, if you're wondering if you won the Daily Gift Card Giveaway, check your email. If you didn't get a "Congratulations" email, that means you didn't win. But you can always try again tomorrow!

Do I have to buy something to use my rewards?

In most cases, yes. Your Reward Dollars aren’t quite cash. Instead, they are Reward Dollars you can use to get exclusive deals, discounts, and VIP savings in over 500,000 ways. For example, you can use your Reward Dollars for things like a free cup of coffee or a free appetizer, a buy-one-get-one-free meal at a restaurant, discounts on hotels, savings on online shopping, deals at local stores and shops, and so much more. Plus, your Reward Dollars are bankable and never expire!

Monthly Savings Club recognizes the importance of protecting the privacy of all information provided to us and to the providers and partners associated with Monthly Savings Club through the use of our services and related websites. We created the following policy guidelines with a fundamental respect for your right to privacy to guide our relationship with our users, visitors, customers, or any other consumers who use any of the websites, services, or benefits (collectively or individually, "you", "your", or "Consumers")., framed in pages, co-branded microsites, services, or applications owned or provided to them by Monthly Savings Club (the "Sites").

1. The Information Monthly Savings Club Collects

Monthly Savings Club may collect information before or after you sign up, place an order, submit information, or redeem benefits.

- Consumer Provided Information: When you visit the Sites, you may provide to Monthly Savings Club what is generally called "personally identifiable" information (such as your name, email address, postal mailing address, and home/mobile telephone number, etc.). In addition, you may have the option of providing us with certain demographic information about yourself (such as age, gender, household compensation, interests, zip code, state, shopping habits, etc.).
- "Cookies" Information: When you visit the Sites, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer. Monthly Savings Club uses both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Sites. These persistent cookies can be removed, but each web browser is a little different. So, please review your browser "Help" file to learn the correct way to modify your cookies setup.
- "Automatically Collected" Information: When you use the Sites or open one of our emails, we may record certain data using technology, including "clear gifs" or "web beacons," cookies (discussed above), IP addresses, unique "device IDs" (similar to IP addresses), and log files. "Automatically collected" data includes Sites use activity, web browser type, the website that referred you to us, the web pages you viewed on the Sites, and the dates and times that you visited the Sites.
- Provider Provided Information: When Monthly Savings Club connects you with various benefits and services provided on the Sites, sometimes, it may share unique identifiers with those benefit and service providers (customer number, zip code, etc.) in order to facilitate the Consumer's access to the benefits and services.

2. The Way Monthly Savings Club Uses Information

- Monthly Savings Club uses the information that we collect to operate, maintain, and provide to you all of the benefits and services found on the Sites associated with your account, and for other non-marketing or administrative purposes such as notifying you of major service updates, sending you messages from the Sites, or for customer service purposes.
- Monthly Savings Club uses all of the information that we collect from our Consumers to understand the usage trends and preferences, to improve the way the Sites work and look, to improve our marketing and promotional efforts, and to create new features and functionality.
- Monthly Savings Club uses "automatically collected" data to (a) process and record services, benefits, and bonus use and redemption activity; (b) store information so that you will not have to re-enter it during your visit or the next time you use the Sites; (c) provide custom, personalized coupon promotions, advertisements, content, and information; (d) monitor the effectiveness of marketing campaigns; (e) monitor aggregate usage metrics such as total number of visitors and pages viewed; and (f) process billing activity on your behalf.
- Monthly Savings Club will not use your email address or other personally identifiable information that you provide directly to us to send promotional or marketing messages from third parties unless that is disclosed to you or unless you are provided an opt-out option.

3. When Monthly Savings Club Discloses Information

- Monthly Savings Club discloses both "personally identifiable" and "automatically collected" information to our providers, affiliated companies, or other businesses or persons to process such information on our behalf, to provide website maintenance and security, to enable Monthly Savings Club to fulfill benefit and services request, to offer certain features on the Sites, to assist us in improving the way the Sites work and look, and to create new features. We require that these parties agree to process such information in compliance with our Privacy Policy. We use reasonable efforts to limit their use of such information, and we require these parties to use any other appropriate confidentiality and security measures.
- We do not share "personally identifiable" information with other third-party organizations for their marketing or promotional uses without your consent except as part of a specific program or feature for which you will have the ability to opt-out.
- We may disclose Customer information if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws or respond to a court order, judicial or other government subpoena, or warrant.
- We also reserve the right to disclose Customer information that we believe, in good faith, is appropriate or necessary to take precautions against liability; protect Clients from fraudulent, abusive, or unlawful uses; to investigate and defend ourselves against any third-party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of the Sites; and to protect against fraudulent uses, the rights, property, or personal safety of Monthly Savings Club, our Clients, or others.

4. Your Choices

We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. If you no longer wish to receive our email alerts and promotional communications, you may opt-out of receiving them by following the instructions included in each email or communication, by doing so when logged in as a customer, or you may contact us using the online Customer Support tools.

In some cases if you decline to share personal information on the Sites Monthly Savings Club will not be able to provide certain services to you on the Sites. You may update, correct, or delete your personal information and preferences at any time by going to the edit profile section of the Sites. To protect your privacy and security, we take reasonable steps to verify your identity before granting access to personal information or before making corrections. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES.

5. Third-Party Advertisers, Links to Other Sites

Third-party ad servers or ad networks may serve advertisements within the Sites. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on the Sites. These ad servers automatically receive your IP address when this happens, and they may also use other technologies (such as cookies, javascript, or web beacons) to measure the effectiveness of their advertisements and to personalize their advertising content. Monthly Savings Club's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

6. Our Commitment to Data Security

Monthly Savings Club uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO Monthly Savings Club, AND YOU DO SO AT YOUR OWN RISK. Once we receive your transmission of information, Monthly Savings Club makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

7. Our Commitment To Children's Privacy

Protecting the privacy of young children is especially important. For that reason, Monthly Savings Club does not knowingly collect or maintain information from persons under 13 years of age, and no part of the Monthly Savings Club Sites are structured to attract anyone under 13. If you are under 13 years of age, then please do not use or access the Sites at any time or in any manner. If Monthly Savings Club learns that personally identifiable information of persons under 13 years of age has been collected on the Sites without verified parental consent, then Monthly Savings Club will take the appropriate steps to delete this information.

8. Special Note to International Users

The Sites are hosted in the United States and are intended for and directed to users in the United States. If you are a Customer accessing the Sites from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States laws, please be advised that through your continued use of the Sites, which are governed by U.S. law and this Privacy Policy, you are transferring your personal information to the United States and you consent to that transfer.

9. In the Event of Merger or Sale

In the event that Monthly Savings Club is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our Consumers as part of such merger, acquisition, sale, or other change of control.

10. Changes and Updates to this Privacy Policy

This Privacy Policy may be revised periodically, and this will be reflected by the "last modified" notice below. If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage. In general, we only use your personal information in the manner described in the Privacy Policy in effect when we received that personal information. YOUR CONTINUED USE OF THE SITES CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY AND ANY FUTURE REVISIONS.

11. Effective Date, Date Last Modified

This Privacy Policy is effective as of April 1, 2014.

Free Daily Digital Gift Card Giveaway
Official Rules & Giveaway Terms

AGREEMENT TO OFFICIAL RULES & GIVEAWAY TERMS: Participation in the free daily digital gift card giveaway (“Free Giveaway”) constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules & Giveaway Terms (“Rules”) and the decisions of the Sponsor, which are final and binding. Winning a prize in the Free Giveaway is contingent upon fulfilling and complying with all requirements set forth herein.

ELIGIBILITY: The Free Giveaway is open only to individuals who (1) are eighteen (18) years of age or older and (2) Monthly Savings Club customers in good standing and members of the Monthly Savings Club Reward Program at the time of entry. All applicable federal, state and local laws and regulations apply. Void where prohibited or restricted by law. NO PURCHASE NECESSARY. PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

CONTEST PERIOD: The Free Giveaway begins on January 2, 2024 and ends on December 31, 2024 (“Free Giveaway Contest Period”), and consists of three hundred and sixty four (364) separate daily entry periods.  Each Free Giveaway daily entry period begins at 9:00am EST and ends at 9:00pm EST (the "Free Giveaway Daily Entry Period").  The winner on a given day will be selected from all entries properly and timely submitted and received during that given day’s Free Giveaway Daily Entry Period.

PRIZE & GIVEAWAY STATUS: The prize for each daily Free Giveaway is a digital gift card/e-gift card (i.e. an Amazon.com digital gift card/e-gift card).  Online access is required to enter the Free Giveaway and claim a prize, if applicable.  Daily Free Giveaway digital gift card prizes are as follows: On all Saturdays, Sundays, Mondays, Tuesdays, Wednesdays, and Thursdays during the Free Giveaway Contest Period the daily prize shall be a ten dollar ($10.00) digital gift card.  On all Fridays during the Free Giveaway Contest Period, the price shall be a twenty-five dollar ($25.00) digital gift card.  Aggregate prize value during the Free Giveaway Contest Period shall be four thousand four hundred twenty dollars ($4,420).

HOW TO ENTER: Entry in the Free Giveaway is free and voluntary.  During the Free Giveaway Period, a customer may login to their Monthly Savings Club Reward Program account, navigate to the Daily Gift Card Giveaway section, and click the “CLICK TO ENTER” button in the Daily Gift Card Giveaway section to enter. Limit One (1) Entry per person, per day, during each day’s Free Giveaway Daily Entry Period.

WINNER SELECTION: Winners will be determined by random drawing to be held within one (1) hour of the close of that day’s Free Giveaway Daily Entry Period. The daily winner will be selected from all entries received during that day’s Free Giveaway Daily Entry Period. The daily winner will be notified via email using the email address associated with their reward account within one (1) hour of the close of that day’s Free Giveaway Daily Entry Period.  Action is then required on the part of the daily winner to claim their digital gift card prize by (1) logging into their reward account, (2) following the steps to securely validate and claim their digital gift card, and (3) using their digital gift card at the applicable retailer, subject to said retailer’s terms of use.

ODDS OF WINNING PRIZE:  Overall odds of winning vary during each Free Giveaway Daily Entry Period, and depend solely on number of contest entries received during that Free Giveaway Daily Entry Period.  No prize substitution, cash equivalent of prize, or prize transfer(s) are permitted.

SPONSOR: The Contest is sponsored by LOYALTY SOLUTIONS, LLC. (“Sponsor”).

CONDITIONS:  Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify or suspend the Free Giveaway (or portion thereof).  All federal, state and local taxes on prize and any expenses not specified herein are the sole responsibility of winner. Automated or robotic entries submitted by individuals or organizations will be disqualified.  All entries must be posted by the end of the Free Giveaway Daily Entry Period in order to participate. Sponsor's database clock will be the official timekeeper.  Should a dispute arise regarding the identity of the claimant, Sponsor reserves the sole right to determine the eligible party.  By entering, entrant waives all rights to bring (and covenants not to bring) any claim against Sponsor or any others associated with this Free Giveaway. Entrants further agree to release and hold harmless Sponsor, Monthly Savings Club (“Monthly Savings Club”) and Monthly Savings Club’s affiliated brands from any and all liability arising from their participation in the Free Giveaway.  Any disputes that may arise hereunder shall be governed in all respects by the laws of the State of Delaware without regard to the conflicts of laws principles of any jurisdiction. Venue with respect to any such disputes shall be had in the state and federal courts of Fairfield County, Connecticut.

PRIVACY: By entering the Free Giveaway, you grant Sponsor permission to communicate with you via email should you be a winner. 

NO ENDORSEMENT: This Free Giveaway is in no way sponsored, endorsed, administered by or associated with any of the digital gift card prize brands (i.e. Amazon.com) featured in the Free Giveaway.  Their name(s) and logo(s) are their own registered trademarks and property, and are used for explanatory and demonstration purposes only.  All rights reserved.

QUESTIONS: Should you have any questions about the Free Giveaway, please contact Customer Support by clicking here, and we’ll be glad to assist you.

Free "On Us" Digital Gift Card Giveaway
Official Rules & Giveaway Terms

OVERVIEW: The "On Us" digital gift card giveaway is a free benefit offered to participants in Monthly Savings Club and consists of regularly scheduled, themed gift card giveaways (i.e. "Lunch’s On Us", "Coffee’s On Us", etc.) ("On Us Giveaways"). Rules for the On Us Giveaways are as follows:

AGREEMENT TO OFFICIAL RULES & GIVEAWAY TERMS: Participation in any On Us Giveaway constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules & Giveaway Terms ("Rules") and the decisions of the Sponsor, which are final and binding. Winning a prize in the free On Us Giveaway is contingent upon fulfilling and complying with all requirements set forth herein.

ELIGIBILITY: The free On Us Giveaway is open only to individuals who (1) are eighteen (18) years of age or older and (2) Monthly Savings Club customers in good standing, and (3) members of the Monthly Savings Club at the time of entry. All applicable federal, state and local laws and regulations apply. Void where prohibited or restricted by law. NO PURCHASE NECESSARY. PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

CONTEST PERIOD: The On Us Giveaways begin on June 1, 2023 and end on May 31, 2024 ("On Us Giveaway Contest Period"), and consist of between one hundred (100) and one hundred and ten (110) separate staggered giveaway periods ranging from three (3) days each to ten (10) days each ("Free Giveaway Entry Period"). Each Free Giveaway Entry Period begins at 12:00am EST on the first day of the Free Giveaway Entry Period and ends at 11:59pm EST on the last day of the Free Giveaway Entry Period. The winner of a given On Us Giveaway will be selected from all entries properly and timely submitted and received during that given giveaway’s Free Giveaway Entry Period only.

PRIZE & GIVEAWAY STATUS: The prize for each Free On Us Giveaway is a digital gift card/e-gift card (i.e. an Amazon.com digital gift card/e-gift card). Online access is required to enter the Free On Us Giveaway and claim a prize, if applicable. Aggregate prize value during the On Us Giveaway Contest Period shall be between five thousand dollars ($5,000) and six thousand dollars ($6,000).

HOW TO ENTER: Entry in the Free On Us Giveaway is free and voluntary. During the On Us Giveaway Period, a customer may login to their Monthly Savings Club account, navigate to the "On Us" Giveaway section, and click the "ENTER TO WIN" button to enter. Limit one (1) entry per person, per giveaway, during each Free Giveaway Entry Period.

WINNER SELECTION: Winners will be determined by random drawing to be held within one (1) hour of the close of that day’s Free Giveaway Daily Entry Period. The winner will be selected from all entries received during that giveaway’s Free Giveaway Daily Entry Period. The winner will be notified via email using the email address associated with their reward account within one (1) hour of the close of the applicable Free Giveaway Daily Entry Period. Action is then required on the part of the winner to claim their digital gift card prize by (1) logging into their reward account, (2) following the steps to securely validate and claim their digital gift card, and (3) using their digital gift card at the applicable retailer, subject to said retailer’s terms of use.

ODDS OF WINNING PRIZE: Overall odds of winning vary during each Free Giveaway Daily Entry Period, and depend solely on number of contest entries received during that Free Giveaway Daily Entry Period. No prize substitution, cash equivalent of prize, or prize transfer(s) are permitted.

SPONSOR: The Contest is sponsored by LOYALTY SOLUTIONS, LLC. ("Sponsor").

CONDITIONS: Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify or suspend the Free On Us Giveaway (or portion thereof). All federal, state and local taxes on prize and any expenses not specified herein are the sole responsibility of winner. Automated or robotic entries submitted by individuals or organizations will be immediately disqualified. All entries must be posted by the end of the Free Giveaway Entry Period in order to participate. Sponsor's database clock will be the official timekeeper. Should a dispute arise regarding the identity of the claimant, Sponsor reserves the sole right to determine the eligible party. By entering, entrant waives all rights to bring (and covenants not to bring) any claim against Sponsor or any others associated with this Free On Us Giveaway. Entrants further agree to release and hold harmless Sponsor, Monthly Savings Club and Monthly Savings Club’s affiliated brands from any and all liability arising from their participation in the Free On Us Giveaway. Any disputes that may arise hereunder shall be governed in all respects by the laws of the State of Delaware without regard to the conflicts of laws principles of any jurisdiction. Venue with respect to any such disputes shall be had in the state and federal courts of Fairfield County, Connecticut.

PRIVACY: By entering the Free On Us Giveaway, you grant Sponsor permission to communicate with you via email should you be a winner.

NO ENDORSEMENT: This Free On Us Giveaway is in no way sponsored, endorsed, administered by or associated with any of the digital gift card prize brands (i.e. Amazon.com) featured in the Free On Us Giveaway. Their name(s) and logo(s) are their own registered trademarks and property and are used for explanatory and demonstration purposes only. All rights reserved.

QUESTIONS: Should you have any questions about the Free On Us Giveaway, please contact Customer Support by clicking here, and we’ll be glad to assist you.

#weekendwins/Weekend Wins Giveaway
Official Rules & Giveaway Terms

AGREEMENT TO OFFICIAL RULES & GIVEAWAY TERMS: Participation in the free #weekendwins/Weekend Wins weekly giveaway ("Free Giveaway" or "Free Weekly Giveaway") constitutes entrant's full and unconditional agreement to and acceptance of these Official Rules & Giveaway Terms (“Rules”) and the decisions of the Sponsor, which are final and binding. Winning a prize in the Free Weekly Giveaway is contingent upon fulfilling and complying with all requirements set forth herein.

ELIGIBILITY: The Free Weekly Giveaway is open only to individuals who (1) are eighteen (18) years of age or older and (2) Monthly Savings Club customers in good standing and members of the Monthly Savings Club at the time of entry. All applicable federal, state and local laws and regulations apply. Void where prohibited or restricted by law. NO PURCHASE NECESSARY. PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

CONTEST PERIOD: The Free Weekly Giveaway begins on January 2, 2024 and ends on December 31, 2024 (“Free Giveaway Contest Period”), and consists of fifty-two (52) separate weekly entry periods.  Each Free Giveaway weekly entry period begins each Friday morning at 12:01am EST and ends at 11:59pm EST every Sunday night (the "Weekend” or “Free Giveaway Weekly Entry Period").  The winner on a given week will be selected from all entries properly and timely submitted and received during that given week’s Free Giveaway Weekly Entry Period.

PRIZE & GIVEAWAY STATUS: The prize for each weekly Free Giveaway is a physical product (i.e. a television, tablet, headphones, coffee maker) selected exclusively by the Free Giveaway administrators of Monthly Savings Club (“Free Giveaway Administrator”).  Weekly prize selection is entirely at the discretion of the Free Giveaway Administrator.  All characteristics and qualities of the prize (i.e. the brand, type, model, year, color, etc. shall be selected exclusively by the Free Giveaway Administrator and the prizes shall be delivered as is.  The Free Giveaway Administrator shall not be responsible for providing alternatives or substitutions of any kind.  Prizes are delivered “as is” and may be either accepted or declined by the winning recipient. Online access is required to enter the Free Giveaway and claim a prize, if applicable.  Weekly Free Giveaway shall vary from week to week and Free Giveaway Administrator is under no obligation to offer any specific prize in the Free Giveaway.  Aggregate prize value during the Free Giveaway Contest Period shall be approximately seven thousand eight hundred dollars ($7,800).

HOW TO ENTER: Entry in the Free Giveaway is free and voluntary.  During each weekly Free Giveaway Period, a customer may login to their Monthly Savings Club account, navigate to the #weekendwins Giveaway section, and click the “ENTER TO WIN” button in the #weekendwins Giveaway section to enter. Limit one (1) Entry per person, per week, during each week’s Free Giveaway Weekly Entry Period.

WINNER SELECTION: Winners will be determined by random drawing to be held within one (1) hour of the close of that week’s Free Giveaway Weekly Entry Period. The weekly giveaway winner will be selected from all entries received during that week’s Free Giveaway Weekly Entry Period. The weekly giveaway winner will be notified via email using the email address associated with their reward account within one (1) hour of the close of that day’s Free Giveaway Weekly Entry Period.  Action is then required on the part of the weekly giveaway winner to claim their prize by (1) logging into their reward account, (2) following the steps to securely validate their identity and shipping/delivery address (“Shipping Address Validation”), and (3) accepting shipment/delivery of their prize. No prize shall be sent to a weekly giveaway winner who has not completed the Shipping Address Validation.  Weekly giveaway winners shall have one (1) year from the date of the close of the applicable Free Giveaway Weekly Entry Period to complete their Shipping Address Validation (“Prize Claim Period”).  Failure to complete the Shipping Address Validation within the Prize Claim Period shall result in forfeiture of the prize.

SHIPMENT/DELIVERY OF PRIZES: Prizes shall be ordered by the Free Giveaway Administrator within three (3) business days of the weekly winner’s completion of the Shipping Address Validation.  Prizes shall be ordered by the Free Giveaway Administrator from a third party online retail website (i.e. Amazon.com, Overstock.com, BestBuy.com) (“Product Provider”), shall be shipped/delivered to the week’s winning recipient by Product Provider, and shall be subject to the terms and conditions of Product Provider. No exceptions.

DEFECTS/RETURNS: Once the product prize has been ordered by the Free Giveaway Administrator, the product prize is the sole and exclusive responsibility of the Product Provider.  The Product Provider, not Monthly Savings Club, is solely responsible for shipment/delivery of the product prize. Once a prize is ordered from the Product Provider by the Free Giveaway Administrator, the Product Provider, not Monthly Savings Club, is solely responsible to provide the product prize to the winner in good working order.  The Product Provider, not Monthly Savings Club, is solely responsible to deliver the correct prize.  The Product Provider, not Monthly Savings Club, is also solely and exclusively responsible for any returns or exchanges of the product prize.  Should the product prize recipient (1) find any fault with the product prize, (2) believe the product prize shipped/delivered was incorrect, (3) find any fault with the shipment/delivery of the product prize, (4) claim the product prize was lost, stolen, and/or not delivered, (5) wish to return or exchange the product prize, or (6) have any other issues, questions, concerns, or complaints regarding the product prize, the product prize recipient must make their claim/seek redress solely with the Product Provider, subject to their terms and conditions.  Monthly Savings Club has no responsibility or authority to replace, exchange, substitute, return, refund, discount, or provide a credit for any product prize under any circumstances, including lost, damaged, incorrect, undelivered, or stolen items.

ODDS OF WINNING PRIZE: Overall odds of winning vary during each Free Giveaway Weekly Entry Period, and depend solely on number of contest entries received during that Free Giveaway Weekly Entry Period.  No prize substitution, cash equivalent of prize, or prize transfer(s) are permitted.

SPONSOR: The Contest is sponsored by LOYALTY SOLUTIONS, LLC. (“Sponsor”).

CONDITIONS:  Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify or suspend the Free Giveaway (or portion thereof).  All federal, state and local taxes on prize and any expenses not specified herein are the sole responsibility of product prize winner. Automated or robotic entries submitted by individuals or organizations will be automatically disqualified.  All entries must be posted by the end of the Free Giveaway Weekly Entry Period in order to participate. Sponsor's database clock will be the official timekeeper.  Should a dispute arise regarding the identity of the claimant, Sponsor reserves the sole right to determine the eligible party.  By entering, entrant waives all rights to bring (and covenants not to bring) any claim against Sponsor or any others associated with this Free Weekly Giveaway. Entrants further agree to release and hold harmless Sponsor, Monthly Savings Club (“Monthly Savings Club”) and Monthly Savings Club’s affiliated brands from any and all liability arising from their participation in the Free Giveaway.  Any disputes that may arise hereunder shall be governed in all respects by the laws of the State of Delaware without regard to the conflicts of laws principles of any jurisdiction. Venue with respect to any such disputes shall be had in the state and federal courts of Fairfield County, Connecticut.

PRIVACY: By entering the Free Giveaway, you grant Sponsor permission to communicate with you via email should you be a winner.

NO ENDORSEMENT: This Free Giveaway is in no way sponsored, endorsed, administered by or associated with any of the offered product prize brands or Product Providers (i.e. Amazon.com, Apple, Sony) featured in the Free Giveaway.  Their name(s) and logo(s) are their own registered trademarks and property, and are used for explanatory and demonstration purposes only.  All rights reserved.

QUESTIONS: Should you have any questions about the Free Giveaway, please contact Customer Support by clicking here, and we’ll be glad to assist you.